“Insurance Solutions
in Washington State”
Whether you’re looking for individual or group coverage – we can help find you the provider that best fits your needs
Individual health insurance is a type of health insurance coverage
made available to individuals and their families. It is an
alternative for those who do not have access to a sponsored group
plan. Typically, individual plans are underwritten by carriers
using a standard health questionnaire. You may avoid the
underwriting process when exhausting the 18 month COBRA coverage
or another qualifying exception. Please refer to the standard
health questionnaire for the qualifying exceptions.
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Health insurance offered through a group, usually an employer or
organization, to a group of people. Group plans spread the cost
among the members of the group, enabling such plans to typically
cost less per person and offer broader coverage than individual
health plans.
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Short-term health insurance plans provide you with coverage for a
limited period of time. It might be an ideal option for those
between jobs or waiting for their health insurance to start.
Typically, they offer durations of 30 days to 12 months. Purchasing
short-term health insurance is not considered credible coverage for
guaranteed issue health plans knows as "HIPAA" plans. HIPAA plans
are generally intended for people with pre-existing medical
conditions who may have trouble getting health insurance otherwise.
Please consult your advisor about the Health Insurance Portability
and Accountability Act (HIPAA). They also do not cover pre-existing
conditions. If you have a medical condition, you may want to
explore whether you can extend your current coverage. Employer
sponsored group plans may have extended coverage under a government
regulated option known as COBRA. If you have a serious medical
condition, you should seriously consider this option.
» Learn more & get quotes
LifePlan Financial, Inc. is a leading provider of health insurance in Seattle, Washington. Our health insurance company, serving the greater Seattle area, is committed to personal service and a high standard of excellence.
Ask us about plans relating to Medicare, MedAdvantage and the Part D Drug Plan!
Prices for our insurance plans are filed and regulated by the State of Washington, which means our rates are fixed and do not change from agent to agent. However, our health insurance company in Seattle is committed to providing outstanding customer service and being readily available to meet our clients' needs - that's the LifePlan Financial, Inc. difference.
Hiring a local insurance company ensures that you and your family will get the individual attention you deserve. When you use LifePlan Financial, Inc. as your insurance provider, you are more than just a number - you are a valued customer.
We pride ourselves on our superior customer service and are always happy to assist our customers with whatever they may need. We invite you to learn more about our plans by reading the descriptions on this page. Please do not hesitate to contact us if you have any questions - it is our pleasure to serve you!
If you wish to receive a no-obligation quote, simply fill out the form on the upper right side of this page (click on the Washington State logo). You may choose to cancel your request at any time during the underwriting process. If you decide to purchase health insurance from LifePlan Financial, Inc., you may elect to begin your coverage between 1 to 90 days in the future. For more details, please visit our FAQs page.